HR 10325
Cleared committee
Requires the Federal Home Loan Banks to contribute 15 percent of their prior year's net income to the Affordable Housing Program starting in 2026, with a minimum of $100 million per year.
Official title: To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced
08-SEP-2026
Referred
08-SEP-2026
Approved by committee
16-SEP-2026
- Amends Section 10(j)(5) of the Federal Home Loan Bank Act to set the new contribution rate for 2026 and later years at 15 percent of the preceding year's net income.
- Keeps the aggregate contribution of the Banks at no less than $100,000,000 each year, prorating the amount if needed.
- Limits the existing contribution language, which applied to 1995 and subsequent years, to the years 1995 through 2025.
Current. The Congressional Research Service's summary covers the bill's latest wording (Introduced in House, 08-SEP-2026).
CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov- Financial Services Committee (House)
Finance and Financial Sector
No cosponsors.