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HR 2528 Advanced toward a vote

Allows groups and associations of employers to sponsor health plans and be treated as employers under federal benefits law, if they meet membership, governance, and anti-discrimination requirements.

Official title: Association Health Plans Act

Next stop House floor: awaiting a vote
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced 01-APR-2025
Referred 01-APR-2025
Approved by committee 25-JUN-2025
Reported 15-DEC-2025
On the calendar 15-DEC-2025
Key points
  • Treats a group or association of employers as an employer for sponsoring a group health plan if it meets listed requirements, including covering at least 51 employees and being in existence for at least 2 years.
  • Requires at least 75 percent of the governing board to be elected by participating employer members, with each employer casting one vote.
  • Allows base premium rates based on modified community rating, with employer contributions adjusted by each employer's risk profile, to the extent state law does not prohibit it.
  • Bars these plans from discriminating based on health status, charging higher premiums for health status, or denying coverage for a pre-existing condition.
  • States that providing plan coverage through an association does not by itself establish an employer or joint employer relationship under federal or state law.
AI-generated from the Reported in House text of 15-DEC-2025 · verify · report an error
Official CRS summary

No CRS summary yet. CRS writes one for most bills, often months after they move.

CRS is the Library of Congress's nonpartisan research office. Check on congress.gov
Committee referrals (1) Policy area

Health

Sponsor Tim Walberg (R-MI) Cosponsors · 32
■ 29 R■ 2 D■ 1 I
1 Independent