HR 2978
Passed a chamber
Allows state, local, and Tribal law enforcement agencies to use certain federal grant funds to investigate elder financial fraud, pig butchering scams, and general financial fraud, and lets federal agencies help them use blockchain tracing tools.
Official title: GUARD Act
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced
21-APR-2025
Referred
21-APR-2025
Approved by committee
13-MAY-2026
Reported
24-JUN-2026
Passed
15-SEP-2026
Senate
Received
16-SEP-2026
- Permits eligible federal grant funds to pay for analysts, training, software, and a financial sector liaison aimed at fraud and scam investigations
- Requires grantees that use these funds to report the amount spent, related fraud statistics, and an assessment of their deterrence effect within one year
- Directs the Treasury Department's Financial Crimes Enforcement Network to report to Congress on fraud and scam efforts and trends, with the first report due within one year and a recurring report every two years after the first
- Allows federal law enforcement agencies to assist state, local, and Tribal agencies and fusion centers in using blockchain tracing tools
Covers an older version. The newest CRS summary describes the bill as of "Reported to House" (24-JUN-2026); the text has changed since (Engrossed in House, 15-SEP-2026).
CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov- Financial Services Committee (House)
- Judiciary Committee (House)
Crime and Law Enforcement
■ 30 R■ 24 D
30 Republicans
- Andy Barr
- Ken Calvert
- Monica De La Cruz
- Troy Downing
- Gabe Evans
- Julie Fedorchak
- Scott Fitzgerald
- Glenn Grothman
- Brett Guthrie
- Ashley Hinson
- Jennifer A. Kiggans
- Young Kim
- Michael Lawler
- Tracey Mann
- Daniel Meuser
- Barry Moore
- Tim Moore
- Troy E. Nehls
- Burgess Owens
- Gary J. Palmer
- August Pfluger
- Maria Elvira Salazar
- Derek Schmidt
- Jefferson Shreve
- Marlin A. Stutzman
Show all 30 Republicans
24 Democrats
- Gabe Amo
- Julia Brownley
- Sean Casten
- Angie Craig
- Laura Gillen
- Maggie Goodlander
- Josh Gottheimer
- Josh Harder
- Jahana Hayes
- Glenn Ivey
- Julie Johnson
- Timothy M. Kennedy
- George Latimer
- Susie Lee
- John W. Mannion
- Sarah McBride
- Dave Min
- Adam Smith
- Eric Sorensen
- Suhas Subramanyam
- Thomas R. Suozzi
- Derek Tran
- Gabe Vasquez
- George Whitesides