HR 6552
Advanced toward a vote
Requires the Federal Reserve, the Comptroller of the Currency, and the FDIC to study how partnerships between banks and financial technology companies affect competition, consumer protection, and the formation of new banks, and requires the National Credit Union Administration to study the same question for credit unions.
Official title: Bank-Fintech Partnership Enhancement Act
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced
10-DEC-2025
Referred
10-DEC-2025
Approved by committee
17-DEC-2025
Reported
25-FEB-2026
On the calendar
25-FEB-2026
- Directs the Federal Reserve, the Comptroller of the Currency, and the FDIC to study how partnerships between banking organizations and financial technology companies affect competition, innovation, consumer protection, and the formation of new banking organizations.
- Requires those agencies to report their findings and any recommended changes to federal laws or rules to Congress within 1 year of enactment.
- Requires the National Credit Union Administration to study partnerships between credit unions and financial technology companies and to report to Congress within 1 year of enactment.
- Defines banking organization by reference to depository institution holding companies and insured depository institutions under the Federal Deposit Insurance Act.
No CRS summary yet. CRS writes one for most bills, often months after they move.
CRS is the Library of Congress's nonpartisan research office. Check on congress.gov- Financial Services Committee (House)
Finance and Financial Sector
■ 4 R■ 2 D
4 Republicans
2 Democrats