HR 6553
Advanced toward a vote
Raises the asset-size thresholds that trigger stricter bank and financial company rules from $100 billion to $150 billion and from $250 billion to $370 billion, and requires regular adjustments tied to growth in U.S. gross domestic product.
Official title: TIER Act of 2025
Timeline each lane is a chamber; dates pull from congress.gov actions
House
Introduced
10-DEC-2025
Referred
10-DEC-2025
Approved by committee
17-DEC-2025
Reported
25-FEB-2026
On the calendar
25-FEB-2026
- Raises several bank and financial company asset thresholds, including the Federal Reserve assessment threshold from $100 billion to $150 billion and the Financial Stability Act threshold from $250 billion to $370 billion.
- Raises the bank holding company threshold in the Bank Holding Company Act and the Financial Stability Act from $10 billion to $15 billion.
- Requires the Board of Governors to recalculate listed thresholds every five years beginning April 1, 2031, using Department of Commerce GDP figures and rounding up to set amounts.
- Requires the Board of Governors, the Comptroller of the Currency, and the Corporation to review non-statutory thresholds in rules implementing section 165 by June 30, 2026, adjust them for GDP growth, and report changes to Congress.
Covers an older version. The newest CRS summary describes the bill as of "Introduced in House" (10-DEC-2025); the text has changed since (Reported in House, 25-FEB-2026).
CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov- Financial Services Committee (House)
Finance and Financial Sector
■ 7 R
7 Republicans