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SJRES 128 Advanced toward a vote

Disapproves the Consumer Financial Protection Bureau's 2025 withdrawal of its 2024 circular on unlawful contract terms, so the withdrawal has no force or effect.

Official title: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

Next stop Senate floor: awaiting a vote
Timeline each lane is a chamber; dates pull from congress.gov actions
Senate
Introduced 17-MAR-2026
Referred 17-MAR-2026
On the calendar 27-APR-2026
Key points
  • Disapproves the Bureau's May 12, 2025 withdrawal of Consumer Financial Protection Circular 2024-03, which addressed unlawful and unenforceable contract terms and conditions.
  • Declares the withdrawal to have no force or effect.
  • Refers to the original circular published in the Federal Register on June 21, 2024.
  • Sponsored by Senator Catherine Cortez Masto.
AI-generated from the Placed on Calendar Senate text of 27-APR-2026 · verify · report an error
Official CRS summary

Current. The Congressional Research Service's summary covers the bill's latest wording (Introduced in Senate, 17-MAR-2026).

CRS is the Library of Congress's nonpartisan research office. Read it on congress.gov
Committee referrals (1) Policy area

Finance and Financial Sector

Sponsor Catherine Cortez Masto (D-NV) Cosponsors · 0

No cosponsors.